If you could have a conversation with your money, what would it say?
“You take me for granted!”
“You only pay attention to me when you need me.”
“You act like you don’t care.”
Money talks – listen up! When was the last time you spent some time with your money? Not the 15 seconds it takes to go from your wallet to the store cash register but really spent some quality time to get to know it and give it attention?
Job #2 Choose a Money Meeting Day:
A great way to begin to change how you feel about and handle your money is to make a commitment to spend some time with it regularly. Schedule it into your calendar; arrange it with your spouse.
Practice looking at your money when there isn’t a crisis, when things are going fine. If you only deal with your money in crisis you will tend to avoid it. Just looking at the numbers, transferring funds and having a conversation about your money life can lower fears about money and increase confidence.
Instead of trying to handle finances daily, choose a specific day and time to sit down and handle all of your finances for a one or two week period. Plan to hold your money meeting on a regular basis. It could be weekly – Money Mondays, Financial Fridays, or perhaps a bi-weekly Pay Day Planning Party! If you are making money decisions with someone else, include them in the meeting.
On your planned Money Day, go to your new Money Spot http://www.karencollacutt.com/create-money-spot-calm-financial-chaos/ and review what needs to be paid, filed and decided upon. Make any transfers that are needed, write cheques and arrange payments. Discuss any decisions that need to be made. Have a plan so you get all of the tasks you want done without getting sidetracked. Use this tool to get you started http://www.karencollacutt.com/wp-content/uploads/2013/02/My-Money-Day-Agenda.pdf
Taking this time together to look at your money life will have a really positive affect on how you feel about and how you handle your money.
Go get ‘em!