challege zapperWhat big decision do you need to make?

If you are struggling – with your money, your business, your weight, your relationships, there is a big decision that you have not made. It may be a decision about moving towards something – a new business venture or new partnership. But more often than not, it is a decision requiring you to move away or separate yourself from something. Staying or leaving a business or personal relationship or a program, changing a part of your business or leaving your business all together.

Change freaks us out. The fear of the change process, even the possibility of something really good coming out of it, will stop us from taking action. So, instead we get mired in the problem. We worry, we fret.

Again and again, the impossible problem is solved when we see that the problem is only a tough decision waiting to be made.
~ Robert H. Schuller

When you feel stuck in a problem or situation, start by digging into it. Explore the problem and why you are avoiding making a decision. Consider the options and possible solutions.

Define and Clarify the Issue
Start by asking yourself these questions:

  • How is that a problem? Keep asking that question until you get to the root of the problem.
  • What are the consequences of doing nothing? What would you gain or lose?
  • What are the consequences of making the decision? What would you gain or lose?
  • What changes do you need to make or action do you need to take to make it happen?

Generate Good Alternatives
Hold a brainstorming session on your own or with a trusted friend or colleague. Open your mind creatively to generate ideas, options, possible solutions. Write them all down. Don’t judge or criticize any of the ideas, one crazy one might spark another one that is exactly right.

Consider the 10/10/10 Rule. Imagine what will happen in 10 minutes, 10 months and 10 years if you make the decision and move forward. Then, imagine what will happen in 10 minutes, 10 months and 10 years if you stay where you are. Which is the better alternative?

Make a Decision
Deciding is the key. Once you have explored the problem and the alternatives, it is time to make a decision.

In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing. ~ Theodore Roosevelt

Communicate that decision to everyone involved. Make any arrangements required to reflect the new decision. It is only a decision if you let people know, and take action to make it happen. Many wise people have said “Feel the fear and do it anyway”. The magic is on the other side of the decision.

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Personal finance expert, Karen Collacutt is founder and CEO of Make Friends with Your Money. Karen works with ambitious people who are making good money but are wondering where it all went at the end of the month. She helps her clients to get clear on their money life challenges and opportunities, matching their money to their goals. They build a plan, confidence and peace of mind around their money.
Certified Money Coach and Certified Financial Planner, Karen brings over 15 years of finance and business experience to her clients. Coach, speaker, author and change catalyst for those ready to create a positive and empowered money life, Karen delivers a fresh perspective on how to make friends with your money. www.karencollacutt.com.

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