ice-water-rescuePractice.

I was met with this spectacle on my drive into town. Mesmerized, I pulled off into the parking lot and watched as these brave (crazy?) men and women practiced what they do.

Practice is the key to being successful at any task or skill set. When we practice regularly, we become highly competent and able to do the job when things get tough. These people rescue others from the cold waters of lakes and rivers. Working as a team, they need to know what to do to stay safe, and to keep safe the person in need, in a really challenging environment. They are highly effective in an emergency situation because they have practiced and practiced, building knowledge, skills and resources..

I sat there watching, and it made me think of how many people could benefit from practicing their money. So many deal with money in a ignore-panic cycle. You ignore your money until there is a crisis and then deal with whatever comes up in a panic, and then go right back to ignoring it.

What would happen if these rescuers did that? Imagine – they are called up when there is an emergency, and they try to figure out what to do while the pressure is on. How competent do you think they would be? How confident would they be? How effective would they be? That is the exact opposite of what I saw on the ice.

What if, instead of ignoring your money, you practiced working on your money regularly, when there isn’t a crisis? You would learn the skills and resources that would make you confident and competent. Then when a crisis comes up, you just go back to your “training” and handle it.

Practice. Brilliant.

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Personal finance expert, Karen Collacutt is founder and CEO of Make Friends with Your Money. Karen works with ambitious people who are making good money but are wondering where it all went at the end of the month. She helps her clients to get clear on their money life challenges and opportunities, matching their money to their goals. They build a plan, confidence and peace of mind around their money. Certified Money Coach and Certified Financial Planner, Karen brings over 15 years of finance and business experience to her clients. Coach, speaker, author and change catalyst for those ready to create a positive and empowered money life, Karen delivers a fresh perspective on how to make friends with your money. www.karencollacutt.com.

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