When people think about really managing their money, they think that they will have to give up nice things, and that they will have to have less. A plan, a little creativity and some legwork will often give you the things you want without breaking the bank.

gift-basketI spent last weekend at the National Women’s Show in Toronto. The show was decorated in very girly pink and purple.  It was big, loud and busy.  There were a wide variety of booths with the food and beauty section getting the bulk of the action. The women, for the most part, were there to get free samples, shop for jewelry and hair product, and to hang out with their friends, cruising the aisles of booths for something that might catch their eye.

Catch their eye I did!  I wanted to invite the women who walked by to the possibility that managing your money doesn’t have to mean you have less.  To have that conversation, we grabbed their attention with the Luxury for Less gift basket.

The retail value of the items in the basket was $772.  I explained to our guests that by planning ahead, looking around, getting discounts and asking for deals, I created this amazing gift basket for $290, saving $482 or 63%!  It was a great point of conversation, and a wonderful way to engage people in a bit of creative thinking.

Here what was in the basket:


The draw was a big hit.  Over 500 women entered for the prize because it spoke to the things they want – a little bit of luxury.  I showed them how they could have it  and still stick to their bigger goals.

Looking for your own Luxury for less?

1. Sale prices
Look for your item to go on sale.  Ask when the next sale will happen.
2. Discount Stores
Stores like Winners, Homesense and Marshalls can net you some amazing finds.  Be open to finding something wonderful instead of something exact.
3. Vendor Relationships
Build a relationship with vendors, suppliers, business owners.  Become a preferred customer and reap the rewards of discounted items. Ask for what you want.
4. Store Points
Use your accumulated points to buy something you really want.  Cash in credit card points for gift cards to stores that carry your desired item.

Have fun and let us know what you do to get your own Luxury for Less!

© 2013 www.karencollacutt.com

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Personal finance expert, Karen Collacutt is founder and CEO of Make Friends with Your Money.  Karen works with ambitious people who are making good money but are wondering where it all went at the end of the month. She helps her clients to get clear on their money life challenges and opportunities, matching their money to their goals.  They build a plan, confidence and peace of mind around their money.

Certified Money Coach and Certified Financial Planner, Karen brings over 15 years of finance and business experience to her clients. Coach, speaker, author and change catalyst for those ready to create a positive and empowered money life, Karen delivers a fresh perspective on how to make friends with your money.  www.karencollacutt.com.

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